Insurance cost
Calculate your cover
Use the tools below to calculate the cost of Death, Total Permanent Disability or Income Protection cover. The cost of your insurance cover will be deducted directly from your super account on a monthly basis in arrears from the date your insurance cover commences. The cost of your cover will alter each year at annual review.
Death and Total and Permanent Disablement (TPD) Cover
The cost tool above only goes up to a maximum of $3,000,000. If you wish to see the cost of applying for death cover exceeding $3,000,000 please refer to our benefit tables.
Income Protection Cover
Step 1. Some information about you
Step 2. Annual cover and premiums
Use the slider below to choose your amount of annual income protection cover. Your premium is worked out by selecting a claim waiting period of 30 or 60 days, then how long you want the benefits to be paid out until.
Annual pro rata cover is 85% of your income.
(Currently set at $68,000,
this varies depending on your salary)
30 days waiting period to receive claim
60 days waiting period to receive claim
Get started
If you are unsure how much insurance cover you need, speak to a financial planner for an initial discussion, free of charge.