Cover for all stages of life

MyLife MyInsurance offers Death, Total and Permanent Disablement (TPD) and Income Protection cover

When you join as an Employer Sponsored member, you're automatically given Death, Total and Permanent Disablement (TPD) and Income Protection (IP) cover (provided you meet the relevant eligibility). If you join our Personal Plan, you will need to apply for cover.


If you were to become terminally ill or pass away, Death cover will generally provide a lump sum payment to yourself, your dependents or your estate. This benefit will generally be paid alongside your superannuation account balance.

Total and Permanent Disablement (TPD)

If you suffer from an illness or injury that prevents you from ever working in your occupation again, TPD cover will provide a lump sum benefit to you. Depending on your working circumstances and which definition of TPD that you meet, you may receive your benefit in staged payments or as a singular lump sum.

Income Protection (IP)

Many people insure their house or car but overlook insuring their greatest asset – their future earnings. If you are unable to work because of illness or injury, Income Protection insurance is designed to replace part of your income.

For more information on the please read our MyLife MyInsurance guide

New member? You may be able to increase your cover

As a new fund member, you may be able to increase your automatic cover straight away when you join. Just let us know within 60 days of receiving your welcome letter, and you could double your default Death and TPD insurance, and increase your Income Protection cover.

You’ll need to answer some simple health and lifestyle questions to be eligible for this special offer.